Issued the way the market says, and never invented
A market either needs no certificate, lets the insurer print its own, hands out books of pre-numbered controlled blanks, or runs a central database that owns the number. The country pack says which, and the certificate follows it. Where the regulator owns the number, the certificate carries a NOT THE STATUTORY CERTIFICATE watermark until the authority's number is recorded, and an overlay onto a numbered blank refuses to print at all. Voiding in any controlled regime needs a coded reason, because the code is what travels to the authority.






